[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zbiko.cz\/jakou-pujcku-zvolit\/#Article","mainEntityOfPage":"https:\/\/www.zbiko.cz\/jakou-pujcku-zvolit\/","headline":"Jakou p\u016fj\u010dku zvolit?","name":"Jakou p\u016fj\u010dku zvolit?","description":"P\u016fj\u010dkou lze leckdy leccos zachr\u00e1nit. Proto\u017ee ten, kdo se ocitne ve finan\u010dn\u00ed t\u00edsni, nejednou nem\u00e1 \u010d\u00edm zaplatit ani za ty nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bci, je\u017e jsou pro \u017eivot \u010di podnik\u00e1n\u00ed zapot\u0159eb\u00ed, a to by p\u0159ineslo celou \u0159adu…","datePublished":"2019-08-22","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.zbiko.cz\/author\/#Person","name":"","url":"https:\/\/www.zbiko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zbiko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zbiko.cz\/wp-content\/uploads\/img_a360137_w1988_t1574015585.jpg","url":"https:\/\/www.zbiko.cz\/wp-content\/uploads\/img_a360137_w1988_t1574015585.jpg","height":0,"width":0},"url":"https:\/\/www.zbiko.cz\/jakou-pujcku-zvolit\/","about":["Web"],"wordCount":460,"articleBody":"       P\u016fj\u010dkou lze leckdy leccos zachr\u00e1nit. Proto\u017ee ten, kdo se ocitne ve finan\u010dn\u00ed t\u00edsni, nejednou nem\u00e1 \u010d\u00edm zaplatit ani za ty nejd\u016fle\u017eit\u011bj\u0161\u00ed v\u011bci, je\u017e jsou pro \u017eivot \u010di podnik\u00e1n\u00ed zapot\u0159eb\u00ed, a to by p\u0159ineslo celou \u0159adu navazuj\u00edc\u00edch komplikac\u00ed. Kde\u017eto s pomoc\u00ed p\u016fj\u010dky lze takov\u00e9 t\u011b\u017ek\u00e9 \u010dasy p\u0159eklenout a d\u00e1t v\u0161e postupn\u011b zase do po\u0159\u00e1dku. Ov\u0161em je smutnou pravdou, \u017ee z\u00edskat p\u016fj\u010dku nejednou nen\u00ed snadn\u00e9. Zejm\u00e9na pokud je \u017eadatelem n\u011bkdo, kdo m\u00e1 u\u017e v\u00e1\u017en\u011b velk\u00e9 finan\u010dn\u00ed pot\u00ed\u017ee a p\u0159i\u0161el tak z pohledu mnoha finan\u010dn\u00edch instituc\u00ed o punc spolehliv\u00e9ho a d\u016fv\u011bryhodn\u00e9ho klienta. Jakmile m\u00e1 n\u011bkdo jenom n\u00edzk\u00e9 p\u0159\u00edjmy, nep\u0159\u00edli\u0161 dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, z\u00e1znam v registrech dlu\u017en\u00edk\u016f, dluhy a exekuci na krku, m\u016f\u017ee se rozlou\u010dit s nad\u011bj\u00ed, \u017ee by mu p\u016fj\u010dili n\u011bkde v bance. Proto\u017ee pr\u00e1v\u011b tento typ finan\u010dn\u00edch instituc\u00ed po\u017eaduje to, co podobn\u00fd \u017eadatel nem\u016f\u017ee nab\u00eddnout. A tak se nakonec mnoz\u00ed lid\u00e9 v nesn\u00e1z\u00edch obracej\u00ed na nebankovn\u00ed sektor. J\u00edm nab\u00edzen\u00e1 americk\u00e1 nebankovn\u00ed hypot\u00e9kaje toti\u017e naopak p\u016fj\u010dkou, kter\u00e1 vyhovuje i v p\u0159\u00edpad\u011b notn\u011b problematick\u00fdch \u017eadatel\u016f. Zde toti\u017e nevad\u00ed ani vcelku n\u00edzk\u00e9 p\u0159\u00edjmy, ani nevaln\u00e9 da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ani dal\u0161\u00ed negativa. Nad kde\u010d\u00edm se tu d\u00e1 p\u0159imhou\u0159it oko. A t\u00edm jedin\u00fdm, co je zde bezpodm\u00edne\u010dn\u011b po\u017eadov\u00e1no, je schopnost prok\u00e1zat p\u0159\u00edjmy posta\u010duj\u00edc\u00ed alespo\u0148 pro nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky a vlastnictv\u00ed n\u011bjak\u00e9 nemovitosti odpov\u00eddaj\u00edc\u00ed hodnoty, je\u017e by mohla b\u00fdt d\u00e1na do z\u00e1stavy po dobu trv\u00e1n\u00ed t\u00e9to p\u016fj\u010dky. Ka\u017ed\u00fd, kdo dok\u00e1\u017ee splnit alespo\u0148 toto, si m\u016f\u017ee b\u00fdt jist, \u017ee mu tu vyhov\u00ed. A pokud vypln\u00ed jednoduch\u00fd formul\u00e1\u0159 na internetu, po\u0161le po\u017eadovan\u00e9 sn\u00edmky on\u00e9 nemovitosti k posouzen\u00ed, dohodne se se z\u00e1stupcem spole\u010dnosti na podrobnostech, v\u0161e nezbytn\u00e9 dolo\u017e\u00ed a podep\u00ed\u0161e smlouvu, m\u00e1 vystar\u00e1no. Dostane a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny on\u00e9 nemovitosti, je\u017e m\u016f\u017ee spl\u00e1cet klidn\u011b i po t\u0159icet let po mal\u00fdch spl\u00e1tk\u00e1ch a s p\u0159\u00edzniv\u00fdmi \u00faroky. Takov\u00e9 pen\u00edze lze pou\u017e\u00edt na cokoliv, lze je splatit i p\u0159ed\u010dasn\u011b a bez poplatk\u016f, nehroz\u00ed tu \u017e\u00e1dn\u00e9 skryt\u00e9 h\u00e1\u010dky ani poplatky p\u0159edem. Co\u017e je jasn\u00fdm d\u016fkazem toho, \u017ee jde o ide\u00e1ln\u00ed p\u016fj\u010dku. Kterou nelze opom\u00edjet bez pov\u0161imnut\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jakou p\u016fj\u010dku zvolit?","item":"https:\/\/www.zbiko.cz\/jakou-pujcku-zvolit\/#breadcrumbitem"}]}]