[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zbiko.cz\/pujcka-pro-problematicke-podnikatele\/#Article","mainEntityOfPage":"https:\/\/www.zbiko.cz\/pujcka-pro-problematicke-podnikatele\/","headline":"P\u016fj\u010dka pro problematick\u00e9 podnikatele","name":"P\u016fj\u010dka pro problematick\u00e9 podnikatele","description":"Kdy\u017e se n\u011bkdo z podnikatel\u016f dostane do finan\u010dn\u00edch probl\u00e9m\u016f, mus\u00ed je urgentn\u011b \u0159e\u0161it. A to proto, \u017ee na tom z\u00e1le\u017e\u00ed jak osud doty\u010dn\u00e9ho \u010dlov\u011bka samotn\u00e9ho, tak i osud jeho firmy se v\u0161emi jej\u00edmi zam\u011bstnanci. A…","datePublished":"2019-08-07","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.zbiko.cz\/author\/#Person","name":"","url":"https:\/\/www.zbiko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b72fc1bf1bf254b4118ef99c1da35a199f5a8e7c33c2166eae92618994df57ea?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zbiko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zbiko.cz\/wp-content\/uploads\/img_a360574_w1938_t1574186268.jpg","url":"https:\/\/www.zbiko.cz\/wp-content\/uploads\/img_a360574_w1938_t1574186268.jpg","height":0,"width":0},"url":"https:\/\/www.zbiko.cz\/pujcka-pro-problematicke-podnikatele\/","about":["Web"],"wordCount":459,"articleBody":"       Kdy\u017e se n\u011bkdo z podnikatel\u016f dostane do finan\u010dn\u00edch probl\u00e9m\u016f, mus\u00ed je urgentn\u011b \u0159e\u0161it. A to proto, \u017ee na tom z\u00e1le\u017e\u00ed jak osud doty\u010dn\u00e9ho \u010dlov\u011bka samotn\u00e9ho, tak i osud jeho firmy se v\u0161emi jej\u00edmi zam\u011bstnanci. A to je v\u011bru velk\u00e1 zodpov\u011bdnost, kterou mus\u00ed doty\u010dn\u00fd br\u00e1t naprosto v\u00e1\u017en\u011b. Nejednou takov\u00fd podnikatel dosp\u011bje ke zji\u0161t\u011bn\u00ed, \u017ee nen\u00ed jin\u00e9 cesty, ne\u017e si vz\u00edt na p\u0159eklenut\u00ed zl\u00fdch \u010das\u016f n\u011bjakou tu p\u016fj\u010dku. A \u010dasto to neb\u00fdv\u00e1 \u0161patn\u00e9 rozhodnut\u00ed. Ov\u0161em aby to bylo rozhodnut\u00ed moudr\u00e9, je t\u0159eba z\u00e1rove\u0148 zvolit i tu nejv\u00fdhodn\u011bj\u0161\u00ed z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek. Proto\u017ee ka\u017ed\u00e1 finan\u010dn\u00ed instituce nab\u00edz\u00ed i \u017e\u00e1d\u00e1 n\u011bco jin\u00e9ho a ne v\u0161e, co je k m\u00e1n\u00ed, je skute\u010dn\u011b v\u00fdhodn\u00e9. Nejednou by mohla firma i se sv\u00fdm majitelem na n\u011bjak\u00e9 t\u00e9 p\u016fj\u010dce tratit, nejednou by mohl majitel tak\u00e9 jenom zbyte\u010dn\u011b ztr\u00e1cet \u010das \u017e\u00e1d\u00e1n\u00edm o n\u011bco nedosa\u017eiteln\u00e9ho. A kter\u00e1 z nab\u00edzej\u00edc\u00edch se p\u016fj\u010dek je ta nejdokonalej\u0161\u00ed? Nejednou je to nebankovn\u00ed americk\u00e1 hypot\u00e9ka Americka-nebankovni-hypoteka.cz, co\u017e je p\u016fj\u010dka jako d\u011blan\u00e1 pro ka\u017ed\u00e9ho z podnikatel\u016f, ty v\u011bz\u00edc\u00ed v probl\u00e9mech a\u017e po u\u0161i nevyj\u00edmaje. Takov\u00e1 nebankovn\u00ed hypot\u00e9ka m\u00e1 toti\u017e oproti jin\u00fdm typ\u016fm p\u016fj\u010dek i celou \u0159adu p\u0159ednost\u00ed, d\u00edky nim\u017e je dostupn\u00e1 i t\u011bm, komu by jinak dost mo\u017en\u00e1 nikdo nikdy ani korunu nedal. Lze tu spl\u00e1cet dlouho, klidn\u011b i cel\u00fdch t\u0159icet let.  Splatit lze ale v\u0161e i p\u0159ed\u010dasn\u011b a bez poplatk\u016f.  Spl\u00e1tky tu mohou b\u00fdt stejn\u011b n\u00edzk\u00e9 jako v bank\u00e1ch.  Schv\u00e1len\u00ed se zvl\u00e1d\u00e1 obvykle do \u010dty\u0159iadvaceti hodin.  Nen\u00ed pot\u0159eba nahl\u00ed\u017eet do registr\u016f dlu\u017en\u00edk\u016f.  Nen\u00ed t\u0159eba dokl\u00e1dat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed.  \u00daroky jsou stejn\u00e9 po celou dobu spl\u00e1cen\u00ed.  Z\u00edskan\u00e9 prost\u0159edky lze pou\u017e\u00edt na cokoliv, t\u0159eba i na vyplacen\u00ed exekuc\u00ed a nevhodn\u00fdch z\u00e1stav, konsolidaci p\u016fj\u010dek, splacen\u00ed dluh\u016f, refinancov\u00e1n\u00ed hypot\u00e9k a podobn\u011b.  Sta\u010d\u00ed jenom vlastnit jakoukoliv nemovitost (byt, d\u016fm, chatu, komer\u010dn\u00ed objekt a podobn\u011b), ji\u017e by bylo mo\u017eno d\u00e1t p\u016fj\u010dku poskytuj\u00edc\u00ed nebankovn\u00ed spole\u010dnosti do z\u00e1stavy coby z\u00e1ruku, \u017ee v\u0161e bude \u0159\u00e1dn\u011b splaceno, a pak u\u017e nen\u00ed jedin\u00fd d\u016fvod, pro\u010d by se \u017eadatel nem\u011bl k tolik pot\u0159ebn\u00fdm pen\u011bz\u016fm rychle dostat. A o to tu p\u0159ece jde.                                                                                                                                                                                                                                                                                                                                                                                                  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